What is a Public Adjuster?

In the event of a loss to your property, the insurance company will send a highly trained adjuster to evaluate your loss. This highly trained negotiator is sent there to minimize the amount of the loss. A Public Adjuster is also a highly trained adjuster who represents the property owner exclusively, so as to negotiate the maximum settlement possible.

A Public Adjuster is an advocate for the property owner, who will fight to obtain the maximum settlement that the property owner is entitled to. A Public Adjuster will evaluate your policy for coverage, prepare detailed estimates, contact your insurance company about your loss and ngotiate with your insurance company. Public adjuster’s are experts in the field of loss assessment and evaluation of the insurance policy and they work on a contingency basis.

Why hire a Public Adjuster?

The typical fire policy contains hundreds of provisions and stipulations – various forms and endorsements that are constantly changing as well as many complex details about your requirements in case of loss. Most policyholders do not know or understand these policy provisions – and most do not realize that the burden of proof is on them, the policyholder. Most insurance company representatives actually prefer to work with an experienced accredited public insurance adjuster rather than an inexperienced insured. A Public Insurance Adjuster not only has your confidence, but also that of company adjusters who recognizes that they are dealing with a professional. A Public Adjuster relieves you of the many time consuming and difficult matters involved in preparing and filing a claim and helps you to receive a prompt and fair settlement.

Why hire a member of MAPIA? 

When you hire a member firm of MAPIA, you are hiring a Public Adjusting Company that upholds the high ethical standards set by MAPIA. All member firms are dedicated to providing a high level of professional service to its clients.

How are Public Adjusters paid? 

Public Adjusters work on a contingency basis which is equal to a percentage of the settlement.

Can I hire a Public Adjuster if I already submitted the claim myself? 

Yes, Public Adjusters can be hired at anytime during the claims process.

How can I get in touch with a Public Adjuster who is a member of MAPIA? 

You can view contact information on the CONTACT page or you can view individual member information on the MEMBERS page.